भारत के संदर्भ में, मुद्रा संकट के जोखिम को कम करने में निम्नलिखित में से किस/किन कारक/कारकों का योगदान है?
- 1.भारत के IT सेक्टर के विदेशी मुद्रा अर्जन का
- 2.सरकारी व्यय के बढ़ने का
- 3.विदेशस्थ भारतीयों द्वारा भेजे गए धन का
नीचे दिए गए कूट का प्रयोग कर सही उत्तर चुनिए।
Read this question in English
In the context of India, which of the following factors is/are contributor/contributors to reducing the risk of a currency crisis?
1. The foreign currency earnings of India's IT sector
2. Increasing the government expenditure
3. Remittances from Indians abroad
Select the correct answer using the code given below.
(a) 1 only · (b) 1 and 3 only · (c) 2 only · (d) 1, 2 and 3
उत्तर और व्याख्या · explanation in English
Answer: (b) केवल 1 और 3
IT export earnings and remittances from Indians abroad both bring foreign currency into India, which helps pay for imports and supports the rupee, so they lower the risk of a currency crisis. Higher government spending does not earn any foreign exchange and tends to push up demand and prices, so it does not reduce that risk.
- ✓ 1. NCERT notes that India is earning large foreign exchange through the export of information technology. RBI's balance of payments releases likewise credit software services exports for rising services receipts.
- ✓ 3. Private transfer receipts, mainly remittances by Indians employed overseas, are a large steady inflow of foreign currency in the balance of payments (US$ 27.4 billion in July-September 2022).
- ✗ 2. Extra government spending raises aggregate demand and is criticised as inflationary (NCERT). It adds no foreign-currency receipts, so it is not a factor that reduces currency-crisis risk.
Remember · Stable foreign-exchange inflows, such as IT and services exports and remittances, protect the currency; expansionary government spending brings no such inflow.
📘 Read it in NCERT: Class 10 Contemporary India – II, Ch 7 (practise this chapter) · Class 12 Introductory Macroeconomics, Ch 5 (practise this chapter)
Sources
- NCERT Class 10 · Contemporary India – II, Chapter 7 “India has emerged as a software giant at the international level and it is earning large foreign exchange through the export of information technology.”
- NCERT Class 12 · Introductory Macroeconomics, Chapter 5 “One of the main criticisms of deficits is that they are inflationary. This is because when government increases spending or cuts taxes, aggregate demand increases.”
- RBI press release: Developments in India's Balance of Payments, Q2 (July-September) 2022-23 ↗ “Private transfer receipts, mainly representing remittances by Indians employed overseas, amounted to US$ 27.4 billion”
Question and answer: UPSC's official GS Paper I (2019, Series A) — paper ↗ · answer key ↗. Explanation: Minimalist IAS, checked 30 Sept 2026 (how we verify). ·