घरेलू बचतों के वित्तीयकरण के संबंध में, निम्नलिखित कथनों में से कौन-कौन से, इस परिच्छेद में निहित हलों को सर्वोत्तम रूप से प्रतिबिंबित करते हैं ?
- 1.हलों को विकसित करने के लिए एक लचीला वातावरण आवश्यक है ।
- 2.परिवारों के अनुसार बने हुए हलों की आवश्यकता है ।
- 3.वित्तीय प्रौद्योगिकी में नवप्रवर्तन आवश्यक हैं ।
नीचे दिए गए कूट का प्रयोग कर सही उत्तर चुनिए :
Read this question in English
Regarding the financialization of household savings, which of the following statements best reflect the solutions that are implied by the passage?
1. A flexible environment is needed to develop solutions.
2. Households need customised solutions.
3. Innovations in financial technology are required.
Select the correct answer using the code given below:
(a) 1 and 2 only · (b) 2 and 3 only · (c) 1 and 3 only · (d) 1, 2 and 3
उत्तर और व्याख्या · explanation in English
Answer: (d) 1, 2 और 3
The passage lists the hurdles to financialization: onerous bureaucracy, scepticism of formal institutions, lack of information about which of many services suits each family, and difficulty in switching between them. Each suggested solution answers one of these hurdles, so all three are implied.
- ✓ 1. 'Onerous bureaucracy' is a named hurdle; a flexible, less rigid environment is the implied answer.
- ✓ 2. People lack information on which service 'is best for each family', so solutions must be suited to each household.
- ✓ 3. Financial technology can give easy information, simpler access and smoother switching between providers — the remaining hurdles.
Remember · For implied solutions, match each hurdle the passage lists to a remedy; a remedy that answers a named hurdle is implied.
Question and answer: UPSC's official GS Paper II (2023, Series A) — paper ↗ · answer key ↗. Explanation: Minimalist IAS, checked 30 Sept 2026 (how we verify). ·