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2025 GS Paper II

UPSC CSE (Main) 2025 · GS Paper II · Question 6

Women’s social capital complements in advancing empowerment and gender equity. Explain.

UPSC Civil Services (Main) Examination 2025, General Studies Paper II (GS 2), Question 6 — 10 marks, 150 words.

Syllabus line: NGOs, SHGs & the development sector — “Development processes and the development industry —the role of NGOs, SHGs, various groups and associations, donors, charities, institutional and other stakeholders.”

GS Paper II 2025 · Q6

10 marks · 150 words NGOs, SHGs & the development sector X-Ray · Core #41

Women’s social capital complements in advancing empowerment and gender equity. Explain.

Approach · directive: “explain”

What it asks · Explain how women's networks, trust and collective associations add to legal and economic measures in empowering women and advancing gender equity — and note the limits.

It asks 2 things — answer each

  1. Explain: how women's social capital (networks, trust, collectives) complements legal and economic measures for empowerment
  2. Explain: how it advances gender equity, its limits, and how to strengthen it

Open with · Social capital is the networks, trust and norms of reciprocity that let people act together; it turns women's paper rights into collective strength.

Cover

  • Collective finance: DAY-NRLM has mobilised over 10 crore women into about 92 lakh SHGs (PIB, 2024); Kerala's Kudumbashree.
  • Livelihoods: the Lakhpati Didi goal of 3 crore SHG women earning ₹1 lakh a year; Bank Sakhis and Drone Didis.
  • Bargaining power: SEWA, women's dairy cooperatives and Lijjat Papad give informal workers market power.
  • Political voice: one-third reservation in panchayats and municipalities (73rd/74th Amendments); SHG networks groom leaders; Mahila Sabhas.
  • Norm change: collective action against alcohol abuse (Andhra's anti-arrack movement), domestic violence and child marriage.
  • Limits: elite capture, proxy 'sarpanch-pati' leadership, caste divides, the double burden of unpaid work.
  • Way forward: SHG–panchayat convergence, leadership training for elected women, crèches and care services.

Close with · The 2023 amendment reserving one-third of Lok Sabha and Assembly seats for women makes SHG networks a pipeline of leaders, towards SDG target 5.5.

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Question: UPSC's CS (Main) 2025, GS Paper II — paper ↗. Approach: Minimalist IAS, checked 3 Oct 2026 (how we verify) — UPSC publishes no model answers. ·

Model answer· 220words · Minimalist IAS

Social capital is the web of networks, trust and norms of reciprocity that lets people act together. It turns women's paper rights into collective strength.

How social capital complements women's empowerment

  • Collective finance: SHGs pool savings and unlock bank credit; DAY-NRLM has mobilised over 10 crore women into about 92 lakh SHGs (PIB, 2024).
  • Livelihoods: the Lakhpati Didi goal (3 crore SHG women earning ₹1 lakh a year) and Kerala's Kudumbashree build on these groups.
  • Bargaining power: SEWA, dairy cooperatives and Lijjat Papad give informal workers collective market power.
  • Skills and technology: Bank Sakhis and Drone Didis carry banking and technology to villages.
Savings groupBank creditOwn incomePanchayat voiceNorm change
  1. Savings group
  2. Bank credit
  3. Own income
  4. Panchayat voice
  5. Norm change

How it advances gender equity

  • Political voice: the 73rd and 74th Amendments reserve one-third of local seats for women; SHG networks groom such leaders.
  • Norm change: collective action, as in Andhra Pradesh's anti-arrack movement, shifts norms on alcohol, domestic violence and child marriage.
  • Limits: elite capture, proxy 'sarpanch-pati' rule, caste divides and the double burden of unpaid work.

Way forward

  • Convergence: link SHG federations with panchayat planning; train elected women to lead, not proxies; fund crèches.

With the 2023 amendment reserving one-third of Lok Sabha and Assembly seats for women, these networks become a pipeline of leaders towards SDG 5.5: women's leadership 'at all levels of decision-making'.

Prepared by Minimalist IAS to the answer standard of Shivam Singh (mentor, 7 years) · facts checked against official sources (how we verify) · updated 3 Oct 2026. UPSC publishes no model answers: compare your structure and coverage with this, then write your own.

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