Prelims 2026 · Q97
Capital markets, insurance & financial instruments X-Ray · Core #6 Easy Provisional keyविविध समूह निधीयन (क्राउडफंडिंग) के बारे में निम्नलिखित में से कौन-सा/कौन-से कथन सही है/हैं ?
- 1.किसी विशिष्ट परियोजना के लिए, किसी वेब-आधारित प्लेटफॉर्म या सोशल नेटवर्किंग साइट के माध्यम से अनेक निवेशकों से निधि (छोटी मात्रा) के लिए अनुरोध करना (solicitation), विविध समूह निधीयन है ।
- 2.लघु एवं मध्यम उद्यम (SMEs) कठोर प्रक्रियाओं से गुज़रे बिना, पूँजी की निम्न लागत पर निधियाँ जुटाने में समर्थ हैं ।
नीचे दिए गए कूट का प्रयोग कर उत्तर चुनिए :
Read this question in English
Which of the following statements about Crowdfunding is/are correct?
1. Crowdfunding is solicitation of funds (small amount) from multiple investors through a web-based platform or social networking site for a specific project.
2. Small and Medium Enterprises (SMEs) are able to raise funds at lower cost of capital without undergoing rigorous procedures.
Select the answer using the code given below:
(a) 1 only · (b) 2 only · (c) Both 1 and 2 · (d) Neither 1 nor 2
उत्तर और व्याख्या · explanation in English
Answer: (c) 1 और 2 दोनों
Both statements follow SEBI’s consultation paper on crowdfunding. It defines crowdfunding as soliciting small amounts from many investors through a web platform, and lists among its benefits that SMEs can raise funds at lower cost of capital without rigorous procedures.
- ✓ 1. SEBI’s paper defines crowdfunding as solicitation of small amounts of funds from multiple investors through a web-based platform or social networking site for a specific project, business venture or social cause.
- ✓ 2. SEBI lists this as a benefit of crowdfunding for SMEs: lower cost of capital without going through rigorous procedures.
Remember · Crowdfunding: small sums from many investors via a web platform; SEBI’s 2014 consultation paper notes it as an alternative funding route for start-ups and SMEs.
Sources
- SEBI: Consultation Paper on Crowdfunding in India (June 2014), definition ↗ “Crowdfunding is solicitation of funds (small amount) from multiple investors through a web-based platform or social networking site for a specific project, business venture or social cause. … SMEs are able to raise funds at lower cost of capital without undergoing through rigorous procedures in this mode.”
Question and answer: UPSC's provisional GS Paper I (2026, Series A) — paper ↗ · answer key ↗. Explanation: Minimalist IAS, checked 30 Sept 2026 (how we verify). ·