भारत में सार्वजनिक क्षेत्र के बैंकों के संचालन के संबंध में, निम्नलिखित कथनों पर विचार कीजिए :
- 1.पिछले दशक में भारत सरकार द्वारा सार्वजनिक क्षेत्र के बैंकों में पूँजी के अंतर्वेशन में लगातार वृद्धि हुई है ।
- 2.सार्वजनिक क्षेत्र के बैंकों को सुव्यवस्थित करने के लिए मूल भारतीय स्टेट बैंक के साथ उसके सहयोगी बैंकों का विलय किया गया है ।
उपर्युक्त कथनों में से कौन-सा/से सही है/हैं ?
Read this question in English
With reference to the governance of public sector banking in India, consider the following statements:
1. Capital infusion into public sector banks by the Government of India has steadily increased in the last decade.
2. To put the public sector banks in order, the merger of associate banks with the parent State Bank of India has been affected.
Which of the statements given above is/are correct?
(a) 1 only · (b) 2 only · (c) Both 1 and 2 · (d) Neither 1 nor 2
उत्तर और व्याख्या · explanation in English
Answer: (b) केवल 2
Statement 2 is correct: SBI absorbed its five associate banks and Bharatiya Mahila Bank in 2017. Statement 1 is wrong because the Government's yearly capital infusion into public sector banks (PSBs) went up and down rather than rising steadily.
- ✗ 1. The CAG's audit records infusions of ₹1,900 crore (2008-09), ₹1,200 crore (2009-10), ₹20,117 crore (2010-11), ₹12,000 crore, ₹12,517 crore, ₹14,000 crore, ₹6,990 crore (2014-15), then ₹25,000 crore in each of 2015-16 and 2016-17. The dips in between mean it was not a steady increase; the jump to ₹88,139 crore came only in 2017-18.
- ✓ 2. With Government sanction and in consultation with the RBI, State Bank of India took over State Bank of Bikaner & Jaipur, Hyderabad, Mysore, Patiala and Travancore, plus Bharatiya Mahila Bank. The merger took effect on 1 April 2017.
Remember · SBI merged its five associate banks and Bharatiya Mahila Bank on 1 April 2017; recapitalisation of PSBs was uneven year to year before the 2017-18 surge.
Sources
- Report No. 28 of 2017, Chapter III: Infusion of Capital Funds by GOI in PSBs (Comptroller and Auditor General of India), Table 3.1 ↗ “Total 1900 1200 20117 12000 12517 14000 6990 25000 25000 118724”
- Recapitalisation of Public Sector Banks (PSBs) (PIB, Ministry of Finance) ↗ “Rs. 88,139 crore was infused by the Government in PSBs during financial year (FY) 2017-18 after the recapitalisation announcement”
- Annual Report 2017-18, Department of Financial Services, Ministry of Finance (2.3 State Bank of India Merger) ↗ “acquired the business including all the assets and liabilities of its associate banks (State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala and State Bank of Travancore) and Bharatiya Mahila Bank, in 2017.”
Question and answer: UPSC's official GS Paper I (2018, Series A) — paper ↗ · answer key ↗. Explanation: Minimalist IAS, checked 30 Sept 2026 (how we verify). ·