भारत में लघु वित्त बैंकों (SFBs) को स्थापित करने का क्या प्रयोजन है ?
- 1.लघु व्यवसाय इकाइयों को ऋण की पूर्ति करना
- 2.लघु और सीमांत कृषकों को ऋण की पूर्ति करना
- 3.युवा उद्यमियों को विशेषतः ग्रामीण क्षेत्रों में व्यापार स्थापित करने के लिए प्रोत्साहित करना
नीचे दिए गए कूट का प्रयोग कर सही उत्तर चुनिए :
Read this question in English
What is the purpose of setting up of Small Finance Banks (SFBs) in India?
1. To supply credit to small business units
2. To supply credit to small and marginal farmers
3. To encourage young entrepreneurs to set up business particularly in rural areas.
Select the correct answer using the code given below:
(a) 1 and 2 only · (b) 2 and 3 only · (c) 1 and 3 only · (d) 1, 2 and 3
उत्तर और व्याख्या · explanation in English
Answer: (a) केवल 1 और 2
The RBI set up Small Finance Banks to further financial inclusion: to give people safe savings options and to supply credit to small business units, small and marginal farmers, micro and small industries and other unorganised-sector entities. Encouraging young entrepreneurs in rural areas is not among the stated objectives.
- ✓ 1. Credit to small business units is named in the RBI's 2014 licensing guidelines as an objective of SFBs.
- ✓ 2. Credit to small and marginal farmers is named in the same objective.
- ✗ 3. The guidelines list savings vehicles and credit to small businesses, farmers, micro and small industries and unorganised-sector entities. Promoting young rural entrepreneurs is not a listed objective.
Remember · SFBs (RBI licensing guidelines, 27 November 2014): financial inclusion through savings vehicles and credit to small businesses, small and marginal farmers, micro and small industries, and the unorganised sector.
Sources
- RBI releases Guidelines for Licensing of Small Finance Banks in the Private Sector, Press Release 2014-2015/1090, 27 November 2014 ↗ “The objectives of setting up of small finance banks will be to further financial inclusion by (a) provision of savings vehicles, and (ii) supply of credit to small business units; small and marginal farmers; micro and small industries; and other unorganised sector entities, through high technology-low cost operations.”
Question and answer: UPSC's official GS Paper I (2017, Series A) — paper ↗ · answer key ↗. Explanation: Minimalist IAS, checked 30 Sept 2026 (how we verify). ·