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Refund policy

Last updated 16 October 2026. The short version: 7 days, full refund, no reason required (First Ascent is credited instead).

The rule: Full refund of Momentum, Ascent, Summit or the Public Administration optional plan if you ask within 7 days of purchase. No form, no reason required: email minimalistias@gmail.com from the address you signed up with, and say “refund”. A Pub Ad plan bought together with a GS plan is one payment, and the refund is the full amount you paid. First Ascent is the one exception — see below.
How fast: We confirm within 24 hours and initiate the refund the same day. It reaches your card, UPI or bank account in 5–7 working days, depending on your bank. The refund goes back to the payment method you used on Razorpay.
After 7 days: Momentum does not renew by itself — it is one month per payment, we send a reminder a few days before the month ends, and you renew only if you choose to, so there is nothing to cancel. The Public Administration plan works the same way: one month doesn't renew by itself, and three months or the full cycle are one payment. Ascent and Summit are one payment and nothing renews; after the 7-day window they are not refundable, but if you have to stop for a serious reason (health, family), write to us — we decide case by case and lean towards the student.
First Ascent: First Ascent (the 60-minute one-to-one, three evaluated answers and a written 4-week plan) is non-refundable. Instead, the ₹999 you paid counts towards Momentum, Ascent or Summit if you buy within 30 days of the session, and at least 14 days after your third answer is evaluated. A First Ascent slot can still be rescheduled free up to 6 hours before; a no-show is not carried over.
Summit after its validity: Summit is valid for 18 months from purchase or until the next UPSC Civil Services Mains (Mains 2027 begins 20 August 2027), whichever is later. After that, support continues free of cost until you clear the exam, but on request: you reach out to your mentor and help is given as per their availability, with no weekly one-to-one and no guaranteed availability. This is not a refund matter, only what to expect.
Digital downloads: The UPSC Syllabus X-Ray is a digital download, made out to you as it downloads, so it can't be returned or refunded once bought. If a file doesn't open, is incomplete or has a mistake, write to minimalistias@gmail.com and we'll fix it or send a corrected file.
Free things: Everything free stays free; there is nothing to refund.
Questions: Not sure whether to ask? Ask. Reply to any email from us or write to minimalistias@gmail.com — your mentor reads it.

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